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Foreclosure Prevention Counseling

AAAH's Foreclosure Prevention Counseling Program supports homeowners in navigating the complex process of foreclosure. Homeowners facing foreclosure do not have to face this complicated process alone.

Our homeownership counselors can help you navigate the challenges of bringing your mortgage out of forbearance and support you in considering your options moving forward.

Eligibility Guidelines

Disclaimer: Foreclosure Prevention Counseling Program is for Oregon homeowners who need additional support to navigate the challenges of mortgage delinquency.


One or all of the following may apply:

  1. You anticipate not being able to pay your mortgage in the near future

  2. You are currently delinquent on your mortgage

  3. You are in an active or expired forbearance on your mortgage

  4. You have received a letter for Oregon Foreclosure Avoidance

  5. You are in an active foreclosure process

Intake and Application Process

Disclaimer: African American Alliance for Homeownership (AAAH) is a HUD-approved Housing Counseling Agency that is required to collect incoming client data and demographics. To successfully apply for the Foreclosure Prevention Program, households are required to complete an Intake Form and Application Packet prior to meeting with a Foreclosure Prevention Counselor.

1. Client Intake

Complete the Foreclosure Prevention Intake Form and submit to AAAH.

  • Option 1: Complete an Intake Online by clicking the box below.

  • Option 2: Call our office at 503-595-3517 to complete your Intake by phone.

2. Application Checklist

Review the Foreclosure Prevention Application Checklist to ensure you are able to gather and complete all required documents for your application.

Required Documentation for Foreclosure Prevention Support

  • 2 months of paystubs (SSI, SSD Award Letter, and P&L are acceptable alternatives)

  • 2 Months of bank statement all pages

  • Most recent tax returned, filed, signed and dated.

  • Property tax statement for current year

  • One utility bill for proof of occupancy

  • Current mortgage statement

  • Hardship Letter signed and dated

  • Valid Photo ID

Application Packet

  • Disclosure Statement

  • Privacy Policy

  • Conflict of Interest/Disclosure Form

  • Release of Information

  • Foreclosure Counseling Application

  • Co-applicant Counseling Application

  • Loan Information Sheet

  • Monthly Spending Plan

  • Median Family Income Calculation Form

  • Authorization to Obtain Credit Report

3. Document and Application Submission

Complete the Foreclosure Prevention Application Packet and submit Packet with Required Documents to AAAH.

  • Option 1: Upload your completed application and supporting documents as a PDF to our DropBox or email to

  • Option 2: Drop-off your completed application and supporting documents to our office:

        825 NE 20th Ave, Suite 100, Portland, OR 97232

  • Option 3: Fax your completed application and supporting documents to (503) 595-3519


We are happy to conduct your intake over the phone and mail your application if requested, just give us a call at 503-595-3517!

4. Appointment

Following the review of your application materials, an AAAH staff member will contact you to schedule a counseling appointment.

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